Roth IRA Conversion  
When Congress created the Roth IRA, millions of Americans who already had traditional IRAs faced a new decision: “Should I convert to a Roth IRA?” Traditional IRAs feature deductible contributions, and withdrawals are taxed as income. Roth IRA contributions, on the other hand, are not tax deductible, although qualified withdrawals of both contributions and earnings from a Roth IRA are free of federal income tax. One issue to consider is that if you convert your traditional IRA to a Roth IRA, you will owe current federal income tax on the amount you convert. This calculator is designed to help you determine whether you should consider converting to a Roth IRA.
     

1. What is your current age?

2. What is the current balance of your IRA?

$

3. What pre-tax return do you expect on your IRA investments (0 to 12 percent)?

%

4. What marginal tax bracket do you expect to be in during your working years?

5. At what age do you expect to begin withdrawing funds from your IRA? (Enter a number between 60 and 70, but at least five years from your current age.)

6. What pre-tax return do you expect on your investments once withdrawals begin (0 to 12 percent)?

%

7. What marginal tax bracket do you expect to be in during your retirement years?

 
   
   
Key Advisor Group Llc
The Key Building

31 Saulsbury Rd
Suite 1

Dover, DE 19904

302-735-9909



33718 Westcoat's Rd.

Lewes, DE 19958

302-645-4530
www.keyadvisorsgroupllc.com

Securities and investment advisory services are offered solely through registered representatives and investment adviser representatives of Equity Services, Inc., Member FINRA/SIPC,  Broker/Dealer and Registered Investment Adviser, 500 Franklin Avenue, Unit 5, Berlin, Maryland 21811  (410) 629-0357  All entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted.

Edward Ghabour, Doher "Doug" Ferris Sr. and Michael Redmond are Registered Representatives and Investment Advisor Representatives of Equity Services, Inc. and offers securities in Delaware, Maryland and Pennsylvania.  Joseph Ghabour is a Registered Representative and Investment Advisor Representative of Equity Services, Inc. and offers securities in Delaware and Maryland.

Edward Ghabour, Doher "Doug" Ferris and Michael Redmond are insurance-licensed in Delaware, Maryland and Pennsylvania.  Joseph Ghabour is insurance-licensed in Delaware and Maryland.


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