Our Services

Retirement Plans

We offer full qualified retirement planning services, including plan design, administration and investment management. At retirement, our advisors can help you determine how to best receive your retirement benefits, as well as help you invest* those assets and address your retirement concerns.

Investment Services*

We recognize the commitment and responsibility we undertake when we provide investment advice. The financial management process begins with an in-depth evaluation of your current financial situation. Once we've established your overall objectives, we'll focus on your specific goals. With changing economic conditions and market swings, we advocate investing sensibly over the long term and maintaining an adequate level of insurance coverage. We work with you side by side so that you're confident in and comfortable with the financial suggestions we make.

Estate Planning Strategies

We can help you protect what you've worked a lifetime to build by showing you strategies for increasing your assets, reducing your taxes, and assuring that your estate is distributed according to your wishes.

Retirement Planning Strategies

We recognize that whether you're saving for your first home or already enjoying your retirement, financial security is always a high priority. And while everyone's personal finances and goals differ, we share the same concerns throughout our lives.

  • How can we maintain our lifestyle, meet our monthly expenses, manage our debt, set money aside for emergencies, and still save for retirement?
  • Is contributing to a 401(k) sufficient to meet our retirement goals? Will we outlive our retirement income?
  • If anything happens to me, will my family be able to stay in our home? Will there be enough money for them to maintain their lifestyle?
  • How do we ensure that our hard-earned assets will be passed on to our heirs – when we want, how we want, and with minimal tax consequences?

Professional Money Management*

Our professional money management services will provide you with a personal investment strategy built around you – your goals, your time frame and your tolerance for market risk including:

  • Broad diversification by asset class and style, to manage risk and provide the potential for above-average, after-tax returns.
  • A high degree of personalized service provided in a confidential atmosphere.
  • Continuous monitoring of your portfolio
  • Detailed account statements and performance reports to keep you informed of the status of your portfolio.

Long-Term Care Insurance

Long-term care protection should be a key component of any estate plan strategy. We can help you protect yourself and your retirement assets by providing you with access to many high-quality long-term care insurance providers.

Life Insurance

Risk is the exposure ot the possibility of loss, and it can be assumed, ignored, or transferred to a risk bearer. By asking the right questions and listening to your answers, we are able to recommend, and help you implement strategies to meet your personal and business goals and objectives.

Employee Benefits

Our custom-designed, qualified and non-qualified employee benefit programs include:

  • Equity Split Dollar plans, which use corporate dollars for personal insurance.
  • Executive Bonus plans, which are fully tax-deductible to the employer and totally selective in participation.
  • Deferred Compensation plans, which provide a high degree of corporate flexibility and control.
  • Salary Continuation plans, which provide security for key executives.

Communication

One of the most important aspects of any relationship is communication. As your financial advisors, we place a great deal of emphasis on the importance of making sure that you are involved in, understand, and support the process by which we address your overall needs. Our professional specialties encompass the eight areas of financial services that our clients tell us are important to them, their advisors and their families.

*Securities and investment advisory services offered solely through Registered Representatives and Investment Advisor Representatives of Equity Services, Inc.  Key Advisors Group is independent of Equity Services, Inc.